Risk Expertise

Regulatory Transformation and Risk Management

If you're building in fintech or web3, chances are you're either already regulated or working toward it.

You want to make sure two things happen - you preserve your entrepreneurial culture while, at the same time, you meet regulatory expectations with high confidence.

What We Do

Led by global CRO Simon Gotsch, we deliver 360° start-up and enterprise risk expertise across strategic, financial, and non-financial domains - tailored for companies scaling across diverse markets:

Fractional Leadership

Bring senior expertise without full-time overhead.

Step in as Fractional or Interim CRO
Represent your firm in front of regulators
Fit & proper for regulated leadership roles (MD, CRO, Head of Risk)
Proven in start-up, scale-up, and mature environments
Deep understanding of fintech and Web3 business models

License Readiness & Regulatory Transformation

Get market-ready without sacrificing agility.

Organizational build-out for licensing (EMIs, VASPs, etc.)
Align with regulatory expectations while maintaining entrepreneurial culture
Local expertise across EU, LatAm, Africa, India, and SEA markets
Support for regulatory submissions and transformation programs

Enterprise Risk Frameworks

Build robust, scalable, and regulator-friendly controls.

Implementation across the 3-lines-of-defense model
360° enterprise risk view: strategic, financial, and non-financial
Risk strategy to tooling: controls, documentation, and monitoring
Risk appetite frameworks with data and AI enablement

Market-Specific Risk Advisory

Tailored advice for cross-border success.

Cross-cultural fluency and local regulatory insights
Deep experience across 4 continents
Expertise in market-specific licensing and risk expectations
Advisory for market entry or expansion in Europe and emerging markets

Strategic Risk Insights

Risk as a driver—not a blocker.

Align risk with growth strategy and product roadmap
Navigate risk appetite, sustainability, and reputational risk
Board-level engagement and stakeholder reporting
Frameworks: ERM, COSO, ISO31000, 3LoD, GDPR, PSD2, MiCAR, DORA, and more

How We Support Risk

We don’t just advise - we build, challenge, and adapt with you. Whether you're applying for a license, entering a new market, or maturing your risk posture, we work hands-on as part of your team or in close partnership. From frameworks to frontline execution, we bring grounded, regulator-ready expertise that fits your pace, culture, and ambition.